State Pension worries? I think investing £100 a month in UK shares could help you retire in comfort Stressing the importance of saving for your retirement is a drum we here at The Motley Fool like to beat on a regular basis. Pensioner poverty in the UK is on the rise as growing social care costs outstrip the rate at which the State Pension is rising each year. The impact on the Covid-19 crisis on the public purse means this disparity is likely to get much worse too.It’s no reason for you and I to panic though. After all, history shows us that investing in UK shares can allow us to hurdle the problem of a poor State Pension and retire in comfort. Building a terrific nestegg for retirement doesn’t need to cost the earth either.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Just £100 could make the difference!History shows us that long-term investors in UK shares tend to enjoy an average annual return of between 8% and 10% per year. There are few other investment options that can deliver that sort of proven return over time. And so it’s the perfect solution to help boost your post-retirement income and offset that pathetic State Pension.Let’s say you have as little to invest as £100 a month in something like a Stocks and Shares ISA. Based on that 8-10% formula, someone who buys a hundred pounds worth of shares a month can expect to make somewhere between £141,000 and £206,000 over the space of 30 years.Look, I understand the rising cost of living in recent years, and more recently the economic crisis caused by the Covid-19 outbreak, has put all of our finances under serious pressure. But I think £100 per month is very much achieveable for many of us. It may require some discipline when it comes to your habits sure. I reckon £100 per month is a small price to pay to obtain peace of mind though, as the real-world benefits of the State Pension crumbles.Soothe your State Pension worries todayThe returns you and I can make from UK shares over the long term could well stave off pensioner poverty then. If you can afford to invest more than £100 a month though, the returns could be much more spectacular.Someone who can stretch their investing budget to £200 per month could, at those proven rates of return, build a mighty retirement fund of between £282,000 and £413,000 over 30 years. Even those who don’t have the benefit of three decades to save before retirement can make decent returns too. My calculations show that someone who invests that same amount over 15 years could build a nestegg ranging from £68,000 to £80,000. So stock investing can make a big difference even to those who have no savings at 50.So get investing in UK shares, I say. They could help you stave off pensioner poverty caused by the weak State Pension. And the stock market crash enables you and I to build a five-star shares portfolio at little cost too. Royston Wild | Tuesday, 4th August, 2020 Our 6 ‘Best Buys Now’ Shares Markets around the world are reeling from the coronavirus pandemic…And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains.But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times.Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down…You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm.That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away. 5 Stocks For Trying To Build Wealth After 50 Click here to claim your free copy of this special investing report now! I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Image source: Getty Images. Simply click below to discover how you can take advantage of this. See all posts by Royston Wild Enter Your Email Address Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee.
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