I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Royston Wild | Monday, 4th January, 2021 | More on: LLOY POLY I won’t dispute that the Lloyds (LSE: LLOY) share price looks mighty attractive on paper. The FTSE 100 bank trades on an undemanding earnings multiple of 12 times for 2021. It carries a beefy 4.5% dividend yield at current prices too.City forecasts are a useful guide to help UK stock investors decide what to buy and sell for our ISAs. But successful value investing is about more than just picking out low earnings multiples and big dividend yields. As I say, Lloyds looks very appealing on paper. The number crunchers expect the bank’s earnings to more than double this year. But in the real world, the FTSE 100 firm is a share I wouldn’t touch with a bargepole. Lloyds is very cheap for good reason.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…Big trouble?The obstacles facing Lloyds are numerous and colossal. A survey from the Financial Times suggests that the UK economy will take 18 months to recover to pre-pandemic levels. The reason why the survey’s 90-odd economist panel is so glum? Fears of a long Brexit- and coronavirus-related economic hangover.This naturally bodes badly for cyclical companies with a high gearing to the British economy like Lloyds. The probability that Bank of England interest rates will remain around record lows for donkey’s years means further danger for UK banking stocks like this.A better buy than LloydsWhile Lloyds is too risky for me in the current climate, I think Begbies Traynor Group is an ideal UK share to buy today. Demand for the services of insolvency practitioners like this balloons in times like these, as recent data shows.According to The Gazette, a massive 3,126 businesses went into voluntary liquidation between July and October. This was up 52% from the corresponding 2019 period and the largest third-quarter total since 2000.Today Begbies Traynor trades on a forward price-to-earnings (P/E) ratio of 17 times. It sports a 3.3% dividend yield too. And I think this represents very decent value for UK stock investors like me.A FTSE 100 firecrackerI reckon gold producer Polymetal International (LSE: POLY) is another UK share in much better shape than Lloyds in 2021.Firstly, huge concern over the outlook for the domestic and global economies should underpin strong demand for precious metals again this year. The low interest rates that threaten to crush profits at Lloyds and its peers will help gold prices significantly as well.Indeed, inflationary fears due to loose central bank policy helped gold prices rocket on Monday. As I type, the yellow metal’s up 40 bucks at $1,940 per ounce. And gold could be poised for a fresh run to new record highs above $2,000.Polymetal’s share price soared 40% in 2020 on the back of gold’s surge. Clearly, there are plenty of reasons for more hefty gains this year too. Today the FTSE 100 digger trades on a forward P/E ratio of just 10 times. It carries a mighty 7.8% dividend yield as well. At current prices, I think it’s worthy of serious attention from ISA investors such as myself. Forget the Lloyds share price! I’d buy other UK stocks in my ISA to get rich and retire early Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Royston Wild has no position in any of the shares mentioned. The Motley Fool UK has recommended Lloyds Banking Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Our 6 ‘Best Buys Now’ Shares “This Stock Could Be Like Buying Amazon in 1997” Image source: Getty Images Enter Your Email Address Simply click below to discover how you can take advantage of this. See all posts by Royston Wild
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